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Safety & Security


Checking Account Fraud Protection

The following consumer information link - www.consumer.gov - gives you important information on checking account fraud, as well as a multitude of other subjects. Key banking categories include:

  • Identity Theft
  • Privacy Information
  • Know Fraud
  • Making a Buck

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Identity Theft

Itís an Information Jungle out there!
Nearly one American every minute is a victim of Identity Theft. The thieves donít need much: a receipt you left behind, a bill mailed from your mailbox, a missing check, or information provided over an unsecured website. You get the idea.

Banks help catch and prosecute these crooks.
You can help too.

  • Never give your Social Security number or credit information to anyone who calls you.
  • Tear up receipts, old bank statements and unused credit card offers.
  • Donít mail bills from your mailbox. Thieves may use them to change your address.
  • Review your monthly accounts for fraud.
  • Order copies of your credit report once a year to ensure accuracy.
  • Protect your Personal Identification Number (PIN). Donít carry it with you.
  • Report suspected fraud to your bank immediately.

Click here for detailed information on:

If you would like an educational presentation given for your group or organization, please contact us at (731) 925-9046.

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Phishing ... Protect Yourself

Fishing News... no, not that kind of fishing... PHISHING!!!

Phishing involves criminals sending individuals a seemingly legitimate e-mail request for account information, often under the guise of asking the customer to verify or reconfirm confidential personal information such as account numbers, social security numbers, passwords, and other sensitive information. We will never request this information via email. Remember to keep all confidential items secure.

Never provide this information via email.

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ATM & Debit Card Care Tips

Lost or Stolen ATM and Debit Cards ... Notify Central Bank immediately!

  • If it is during regular banking hours, you can call 731-925-9046
  • After hours, you should call 1-800-383-8000. This is a special lost/stolen card support line.
  • Once you have stopped all transactions on the lost or stolen card, you will want to get new card. This should be a completely new number. Central Bankís Customer Service Representative will help you with this.
  • Monitor your statements very carefully for any unauthorized transactions. If there is a transaction(s) that does not belong to you, contact Central Bank immediately at 731-925-9046.

Here are a few ďdosĒ and ďdonítsĒ that are important to follow ...

  • Do treat your card like cash. Always keep the card in a safe place.
  • Do keep your PIN a secret. Positively, Donít write your number on the card.
  • Donít disclose information about your card over the phone. Do give your card number and expiration date if you initiated the call to place an order or to make a reservation.
  • Do review your statements.
  • Donít expose your cardís magnetic strip to magnetic objects.

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Other Financial Help

Most of us have questions and concerns about all types of financial issues. Your federal government provides a lot of useful information that is easily accessible through your computer. Some areas in the money section include:

  • Being an executor
  • Being sued
  • What you can do about cold calling
  • Living Trusts
  • Making a will
  • Using your home as collateral
  • Credit matters
  • How to dispute credit errors
  • Interest and saving
  • Building financial freedom
  • Retirement planning
  • From here to security (well worth seeing!)
  • Small Business
  • SBA programs

This link also provides information on subjects like travel, children educators, cars, employment, food, health, housing, and federal programs.

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