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Online Banking

NetTeller Online Banking

With Central Bank’s Online Banking service, you can access your account information 24 hours a day, 7 days a week, from the convenience of your home, office, or anywhere you have internet access.

Internet Banking allows customers to ...

  • view balances and account detail of any account you have at the bank
  • view images of your cashed checks online
  • transfer funds between accounts
  • access detailed history on your accounts including checks cleared, deposits, ATM and Debit card transactions
  • and more

To enroll, stop in at any of our locations and talk with a Customer Service Representative. Click here for the enrollment form if you would like to complete it before you come to the bank. As always, if you have any questions or concerns, please do not hesitate to call us at 731-925-9046.

You will need Adobe Acrobat Reader to print the enrollment form. If you do not have Adobe you can click here to download a free copy of it.

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Bill Payment with NetTeller

Simplify your life, pay your bills online with Central Bank’s NetTeller.

With NetTeller you pay your bills from your Central Bank checking account(s) without writing a check or buying stamps and you can ...

  • pay bills now, schedule future or recurring payments
  • have complete online access to bill payment history
  • add or delete payees online
  • obtain confirmation number at the end of each payment transaction as your receipt

Once you pay bills with NetTeller, you’ll never want to write a check again.
We encourage you to read our frequently asked questions before using Bill Payment with NetTeller.
Enroll now ...

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Frequently Asked Questions

Central Bank Online Banking FAQs

Q: What is Online Banking? Is there a fee?
Q: What services are offered through Online Banking?
Q: Do I have to register to use Online Banking?
Q: Who can have Online Banking?
Q: What do I need to gain access to Online Banking?
Q: Is Online Banking Safe? Can computer hackers threaten the confidentially of the transaction and safety of records?
Q: What kind of browser do I need?
Q: What can I do to keep my information secure?
Q: What happens if I forget my PIN?
Q: How will I access Online Banking away from home?
Q: Can my spouse and I have the same User ID and PIN?
Q: Are there limits on the number of transfers I can make?
Q: Can I use Internet Banking if I only have a CD or Loan?
Q: How can I add or delete an account from Online banking?
Q: How late can I make a transfer and still have it post to my account that day?

NetTeller Bill Payment FAQ’s

Q: What is NetTeller Bill Payment? Is there a fee?
Q: When can I start using NetTeller Bill Payment?
Q: How do I know what companies are in my database?
Q: What if the payee I want to pay isn’t in the electronic payment database?
Q: How do I know if the payment will be made electronically or by check?
Q: How much time do I need to allow for my payments to be made?
Q: How does the Quick Payment feature work?
Q: Will the memo field be printed on the check sent to the payee?
Q: Can I postdate single and/or recurring payments?
Q: When will the funds be taken out of my checking account?
Q: Can I get a copy of a canceled check?
Q: What happens if I have a scheduled payment that falls on a weekend or a holiday?
Q: How do I know if a merchant is electronic or check?
Q: How far in advance should I set up a payment to insure it is paid on time?
Q: How long is history retained in the VIEW PAYMENT HISTORY section?
Q: Is there any minimum and maximum payment amount?
Q: What does the “status” field indicate on the PAYMENT HISTORY PAGE?
Q: How late in the day can I add, edit, or delete a payment?
Q: What happens if I don’t have enough money in my account?

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Enroll Now

Welcome to Central Bank’s Online Banking

Our NetTeller Online Banking system will allow you to access information on your accounts 24 hours a day, 7days a week. You can check your balances, transfer money between your checking and savings accounts or view your account without leaving the comfort of your home.

At Central Bank, we assure you an easy and enjoyable banking experience, and more time for the things that matter most in life. Let us help you make your world a little better by enrolling in our Online Banking system.

To enroll, stop at any of our Savannah, Adamsville, or Pickwick/Counce locations and talk with our Customer Service Representatives.

Click here for the enrollment form if you would like to complete it before you come to the bank.

Bring the completed enrollment form to any of our locations to complete the process. This will likely include:

  • Obtaining your signature on necessary account agreements/documents
  • Verification of identification
  • Receipt of appropriate regulatory disclosures, etc.

Should you have any questions, do not hesitate to contact us or call our Customer Service Representatives at 731-925-9046. You will need Adobe Acrobat Reader to print the enrollment form. If you do not have Adobe you can click here to download a free copy of it.

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Cash Management Services

A service designed especially for our commercial customers ...

Commercial Checking account customers with excess cash to invest can utilize a Cash Management account that provides fully automated movement of their funds, offering convenience, liquidity, and enhanced yield.

And what’s more, Central Bank is offering Cash Management services online without a bank online maintenance fee.   

A feature of Cash Management is that all incoming and outgoing sweep activity and balances will appear on your monthly account statement.

Bank 24 hours a day, 7 days a week with Central Bank’s Cash Management services, our internet banking product designed for business customers with features to:

  • See activity for all of your Central Bank accounts immediately following transactions
  • Check real-time balances around the clock
  • View images of canceled checks
  • Access an approximately 90-day transaction history
  • Make transfers and loan payments between your accounts
  • View statements and prior-day activitiy
  • Have the option to allow an unlimited number of users with unique access levels to accounts
  • View statements from the last three months
  • Search for specific checks that have cleared
  • Download transactions into your financial software
  • Initiate ACH files

Cash Management provides ACH origination ...

Commercial customers have the ability to send and receive payments (such as payroll, for example) electronically through an automated clearinghouse.

ACH has payroll benefits:

  • Employees will not need to leave work on payday to deposit or cash their paycheck
  • There is just one debit to the business account so at month's end, there are no payroll checks to reconcile
  • You will use less check stock and will no longer need to sign the paychecks
  • No longer need to reissue checks or place stop payments on lost payroll checks

ACH has recurring payments benefits ... examples of recurring payments include fitness clubs, property managers, membership dues, church donations, monthly utilities, and more ...

Cash Management includes Wire Transfers ... Central Bank can process all the incoming or outgoing wire transfers for your business (fees apply).

Cash Management for commercial customers includes ‘Free’ Online Bill Payment ... With NetTeller Bill Payment, commericial customers can pay bills from their Central Bank checking account without writing a check or buying stamps. Simply log in to Central Bank online, select your payee, enter the amount you want to pay, the date the payment should be sent, and click submit. That’s it! Even make recurring payments quickly and easily. You can enter your payments in advance and have them paid at any time during the month.

To learn more or apply for Central Bank’s Cash Management services contact Polly Melson, vice president of Operations at Central Bank in Savannah, at 731-925-9046. Polly can meet with you ‘one on one’ and can demonstrate to you "How Cash Management services can make your time more productive and save your business money".

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