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Business Loans


Construction Loans

Building a new home can be very exciting. But financing new construction requires a special type of mortgage loan. Contractors and subcontractors will require payment as the construction proceeds. Central bank can help you through this process and help move you into an adjustable rate or fixed rate mortgage.

At Central Bank we have ….

  • Competitive Rates
  • Quick Approval
  • Loan closing in seven days in most cases

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Commercial Loans

Your business is very important to you … and to Central Bank. We know it takes up a good portion of your time, your thoughts, and your energy. It provides for you and your family.

As your company grows you will find that from time to time you will need to borrow funds … For expansion or construction …. Inventory … New products or services … Cash Flow issues…

Our experienced and friendly Commercial Loan Officers are here to help. They can fit the loan program to meet your needs. And because our loan decisions are made right here in our community, you can get your loan quickly and get back to the important work … Running your business!

Here are just a few ways we can help:

  • Secured & Unsecured Business Loans
  • Commercial Construction loans
  • Expansion Projects
  • Lines of Credit
  • Equipment and New Vehicles
  • Commercial Land Acquisition
  • From Individuals to Corporations
  • Residential Development
  • Accounts Receivable Funding

Our lenders are also experienced in working with all types of Small Business Administration loans and Capital Resources Funding utilizing the Savannah Economic Development Association, Business and Industry Guaranteed Loans through USDA’s Rural Development, Tennessee Economic and Community Development (EDC), Southwest Tennessee Development District, Tennessee Valley Electric Cooperative, and the Tennessee Valley Authority.

Here’s an application form if you would like to print it and complete as much information as possible before bringing it with you to your appointment.

For more information or to set up an appointment, we encourage you to contact us or better yet call one of our Commercial Lenders at the following locations:

Bob Adkisson (Savannah, TN) - (731) 925-9046
Doris Smith (Adamsville, TN) - (731) 632-0462
Dave Giesler (Pickwick/Counce) - (731) 689-5043


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