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The following consumer information link - www.consumer.gov
- gives you important information on checking account fraud, as
well as a multitude of other subjects. Central to this page is a
group of links that give you “up-to-date” articles on
“current” subjects. Key banking categories include:
- Identity Theft
- Kid’s Privacy
- Privacy Information
- Know Fraud
- Making a Buck
 It’s
an Information Jungle out there!
Nearly one American every minute is a victim of Identity Theft.
The thieves don’t need much: a receipt you left behind, a
bill mailed from your mailbox, a missing check, or information provided
over an unsecured website. You get the idea.
Banks help catch and prosecute these
crooks.
You can help too.
- Never give your Social Security number or credit information
to anyone who calls you.
- Tear up receipts, old bank statements and unused credit card
offers.
- Don’t mail bills from your mailbox. Thieves may use them
to change your address.
- Review your monthly accounts for fraud.
- Order copies of your credit report once a year to ensure accuracy.
- Protect your Personal Identification Number (PIN). Don’t
carry it with you.
- Report suspected fraud to your bank immediately.
Click here for detailed
information on:
If you would like an educational presentation given
for your group or organization, please contact us at (731) 925-9046.
For additional information call us or visit the
website of the American Bankers Association at www.aba.com.
Don’t get caught alone in the jungle.
Fishing News... no, not
that kind of fishing... PHISHING!!!
Phishing involves criminals sending individuals a seemingly legitimate
e-mail request for account information, often under the guise of
asking the customer to verify or reconfirm confidential personal
information such as account numbers, social security numbers, passwords,
and other sensitive information. We will never
request this information via email. Remember to keep all confidential
items secure.
Never provide this
information via email.
Lost or Stolen ATM and
Debit Cards ... Notify Central Bank immediately!
- If it is during regular banking hours, you can call 731-925-9046
- After hours, you should call 1-800-383-8000.
This is a special lost/stolen card support line.
- Once you have stopped all transactions on the lost or stolen
card, you will want to get new card. This should be a completely
new number. Central Bank’s Customer Service Representative
will help you with this.
- Monitor your statements very carefully for any unauthorized
transactions. If there is a transaction(s) that does not belong
to you, contact Central Bank immediately at 731-925-9046.
Here are a few “dos” and
“don’ts” that are important to follow ...
- Do treat your card like cash. Always
keep the card in a safe place.
- Do keep your PIN a secret. Positively,
Don’t write your number on the
card.
- Don’t disclose information
about your card over the phone. Do give your card number and expiration
date if you initiated the call to place an order or to make a
reservation.
- Do review your statements.
- Don’t expose your card’s
magnetic strip to magnetic objects.
Most of us have questions and concerns about all types
of financial issues. The following link - www.pueblo.gsa.gov
- can give you information and support on a wide variety of financial
subjects. Your federal government provides a lot of useful information
that is easily accessible through your computer. Some areas in the
money section include:
- Being an executor
- Being sued
- What you can do about cold calling
- Living Trusts
- Making a will
- Using your home as collateral
- Credit matters
- How to dispute credit errors
- Interest and saving
- Building financial freedom
- Retirement planning
- From here to security (well worth seeing!)
- Small Business
- SBA programs
This link also provides information on subjects like travel, children
educators, cars, employment, food, health, housing, and federal
programs.
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